Looking for artist and crafter vendor insurance but don’t know where to start?

We’ve compared some of the most popular policies so you can see how ACT Insurance offers the most competitive plans on the market. 

brand-great-american brand-veracity brand-bhta bbb-a-plus

Quick Tips:

  • Your insurance rates are based on different factors, such as your annual revenue, location, and length of coverage.
  • Don’t just focus on the price! It’s important to compare limits, deductibles, and additional coverages to ensure your business has the protection it needs and meets vendor expectations.
  • Business Personal Property (Inland Marine) Insurance can help cover the cost to repair or replace damaged and stolen property you use for your business—such as tools, vendor displays, inventory, electronics, and more—while in transit, at events, or in your workspace.
ACT Insurance Thimble
(03-07-2022)
Next
(03-07-2022)
Insurance for Artists
(03-07-2022)
Special Event Insurance
(03-07-2022)
Rain Protection Insurance*
(03-30-2022)
Eventhelper
(03-07-2022)
Insureon**
(03-07-2022)
Coverwallet**
(03-07-2022)
Annual Policy $279 $281 $285 $399 $521 $475 N/A N/A N/A
Event Policies starting at
$49
starting at
$149
No event policies No event policies starting at
$201
starting at
$100
starting at
$104
N/A N/A
Optional Business Personal Property $54 $156 $197 N/A N/A N/A N/A N/A N/A
Optional Business Personal Property deductible $250 $500 $500 $500 N/A N/A N/A N/A N/A
Optional Business Personal Property limit $10,000 $2,500 $16,000 $10,000 N/A N/A N/A N/A N/A
Optional Business Personal Property per occurrence limit $5,000 $1,000 $16,000 $1,000 N/A N/A N/A N/A N/A
General Liability Limit $2,000,000 $1,000,000 $2,000,000 $500,000 $1,000,000 $1,000,000 N/A N/A N/A
General Liability per occurrence limit $1,000,000 $1,000,000 $1,000,000 $500,000 $500,000 $1,000,000 N/A N/A N/A
Product Liability & Complete Aggregate limit $2,000,000 $1,000,000 N/A N/A N/A $1,000,000 N/A N/A N/A
Personal & Advertising Injury limit $1,000,000 $1,000,000 N/A N/A N/A $1,000,000 N/A N/A N/A
Damage to Premises Rented to You limit $300,000 $50,000 N/A N/A $50,000 $300,000 N/A N/A N/A
Optional Professional Liability Limit $125 $506 N/A N/A N/A N/A N/A N/A N/A

NOTE: All amounts shown were calculated based on the lowest revenue and limits for a policy in Utah, USA. All data was collected from real insurance quotes given by each competitor in March 2022.
*Eventhelper does not offer an annual insurance policy plan. Event policies can only last for up to 52 consecutive days.
**Insureon and Coverwallet’s insurance plans do not have annual insurance options for handmade art and craft sales.